This Terms and Conditions of use agreement (hereinafter "Terms) constitutes a binding agreement between you and Senior Health Insurance Direct LLC d/b/a Your Healthcare Direct. Please read this information carefully. By accessing this website (www.yourhealthcaredirect.com, hereinafter "Site"), you agree to be bound by these Policy. Your Healthcare Direct reserves the right to change any of this Policy at any time without notice to you. The latest version of our Policy will be posted on this Site. If you disagree with any part of the Terms, you should leave this Site and do not have permission to access our services or Site.

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By using this Site, you agree to indemnify and hold harmless Your Healthcare Direct, its employers, contractors, agents, officers and other authorized individuals functioning on its behalf from and against any and all claims, damages, obligations, losses, liabilities, costs and other expenses, direct or indirect resulting from or arising out of your use and access of our Site and/or a breach of these Terms.

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Your Healthcare Direct and its Site is for informational and educational purposes only. The information provided by Your Healthcare Direct and its Site should not be relied on to make medical or healthcare decisions. Your Healthcare Direct does not endorse any particular insurance plan, insurance carrier, provider or agent. Any information or resources provided about any particular insurance plan, carrier, provider or agent is not an endorsement by Your Healthcare Direct.

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Your Healthcare Direct cannot guarantee the accuracy or completeness of content on this Site. While we strive to provide accurate and helpful information, there may be content on this Site that has errors or omissions or is otherwise outdated, inconsistent, inaccurate, or incorrect. Users of this site assume all responsibility and risk for their use of this site including any damages that may occur due to the improper or incorrect use of information. Your Healthcare Direct will not be liable for any direct, indirect, special or other damages arising from the use or inability to use this Site.

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SMS Communications

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1. By submitting your information to Your Healthcare Direct, you consent to receive SMS communications for the purposes of communications, scheduling appointments and marketing.

2. You can cancel the SMS service at any time. Simply text "STOP" to the shortcode. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.

3. If you experience issues with the messaging program, reply with the keyword HELP for more assistance, or reach out directly to info@yourhealthcaredirect.com or at (833) 624-6811.

4. Carriers are not liable for delayed or undelivered messages.

5. As always, message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies. For questions about your text plan or data plan, contact your wireless provider.

6. For privacy-related inquiries, please refer to our privacy policy: https://www.yourhealthcaredirect.com/privacy-policy.

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No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

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Non-Affiliation

Your Healthcare Direct, including its agents and employees are not affiliated with, connected to or endorsed by the United States government or the federal Medicare program.

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We are not affiliated with, connect to, or endorsed by the United States government or the federal Medicare program.

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Plan Limitations

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. For more information regarding your plan options and eligibility, please go to www.Medicare.gov or call 1-800-MEDICARE to review all of your options.

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Communications

By submitting information to or contacting Your Healthcare Direct, you expressly consent to receive emails and phone calls via automatic telephone dialing system or by artificial/re-recorded message, or by text message from licensed sales agents of Your Healthcare Direct, its affiliates, partner companies, and their partners at the telephone number or email address provided; including my wireless number if provided, message and data rates may apply. I understand that my consent to receive communications in this way is not required as a condition of purchasing any good or services. If you are Medicare-eligible, a licensed sales agent will contact you about Medicare-eligible, a licensed agent will contact you about Medicare plans by phone or email. Submitting your information to us does NOT affect your current Medicare Part A and Part B enrollment, nor will it enroll you in a Medicare Advantage Plan, Prescription Drug Plan, Medicare Supplement plan or other Medicare plan.

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By submitting your contact information to us or by submitting your contact information and authorization to one of our partners, you consent that Your Healthcare Direct may contact you by phone, email, mail or other form of communication. By submitting this information, you expressly consent to receive this information regardless of whether you are on any Federal or State DNC (Do Not Call) and/or DNE (Do Not Email) registry.

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Email is not a secure or confidential method of communication and can be intercepted, read, copied, and saved by other parties. By providing your email address or communicating with Your Healthcare Direct and its agents and employees, you are acknowledging and consenting to these risks. Furthermore, you acknowledge and agree to waive all liability for Your Healthcare Direct and its agents and employees. If you do not wish to provide your email address or communicate with us via email, please call us at (833) 624-6811.

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Certain communications with Your Healthcare Direct are required to be recorded and archived in accordance with various Federal laws, regulations and agreements and for internal quality assurance purposes. You will be notified if any communications are being recorded at the start of this communication

 

External Links

This Site uses hyperlinks to external websites and resources that are not vetted, managed or maintained by Your Healthcare Direct. This information is provided for educational purposes. Your Healthcare Direct cannot guarantee the accuracy or completeness of this information and cannot guarantee that hyperlinks will direct to the intended resource or content.

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Copyright and Reserved Rights

This website is owned and maintained by Your Healthcare Direct. All content, images and other information is property of Your Healthcare Direct or is otherwise used with permission or licensing and owned by their respective licensors. No content, images or other information may be downloaded or reproduced without prior and explicit consent.

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Your Healthcare Direct expressly reserves all rights not specified in these Terms.

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The failure of Your Healthcare Direct to enforce a right or provision under these Terms will not be considered a waiver of those rights. If a provision, statement or section of these Terms is held to be invalid or unenforceable, the remaining provisions of these Terms will remain in effect to their maximum extent. These Terms supersede and replace any prior Terms, whether written or verbal.

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Governing Law

These terms shall be governed and construed in accordance with the laws of Florida, United States without regard to its conflict of law provisions.

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Questions or Concerns

If you have any questions or concerns about these Terms or its implementation, please contact us:

Email: info@yourhealthcaredirect.com

Phone: (833) 624-6811 (TTY 711)

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